“2025 Forex Cashback Guide: How Beginners Can Start Earning Rebates from Day One”

Introduction Paragraph:
“Forex trading offers beginners a world of opportunity—but hidden costs can eat into profits before you even start. Forex rebates for beginners provide a powerful solution, putting cash back in your pocket for every trade you execute. In this 2025 Forex Cashback Guide, we’ll break down exactly how new traders can leverage rebate programs from day one, turning routine trades into a steady stream of earnings. Whether you’re trading micro lots or scaling up, this step-by-step system ensures you never miss out on loyalty rebates, broker commission savings, or emerging AI-driven cashback programs. Let’s dive in and unlock the full earning potential of your trades.”

1. Forex Rebates 101: The Beginner’s Blueprint

For new traders entering the forex market, every pip gained or lost can significantly impact profitability. One often-overlooked strategy to enhance trading performance is leveraging forex rebates for beginners. These cashback incentives allow traders to recover a portion of their trading costs, effectively reducing overall expenses and boosting net returns.
This section serves as your foundational guide to understanding forex rebates—what they are, how they work, and why they are a must-know for any beginner looking to maximize earnings from day one.

What Are Forex Rebates?

Forex rebates, also known as cashback rebates, are partial refunds paid back to traders for every executed trade. These rebates are typically a portion of the spread or commission paid to the broker. Rebate providers (often affiliate networks or specialized rebate services) negotiate with brokers to share a fraction of the trading revenue generated by referred clients.
For example:

• If your broker charges a 2-pip spread on EUR/USD, a rebate program might return 0.5 pips per trade to you.
• If you trade 10 standard lots (1,000,000 units) per month, even a small rebate can accumulate into substantial savings.

### Why Forex Rebates Matter for Beginners
1. Lower Trading Costs – Forex trading involves spreads, commissions, and swap fees. Rebates help offset these expenses, improving net profitability.
2. Passive Earnings – Even losing trades qualify for rebates, meaning you earn cashback regardless of market performance.
3. Broker Neutrality – Rebate programs are usually broker-agnostic, allowing traders to keep their preferred broker while still benefiting.
4. Scalability – The more you trade, the more you earn, making rebates ideal for active traders.

How Forex Rebates Work

Understanding the mechanics of forex rebates is crucial before diving in. Here’s a step-by-step breakdown:

Step 1: Choose a Rebate Provider

Rebate providers act as intermediaries between traders and brokers. Some well-known rebate services include:

• CashBackForex
• ForexRebates.com
• ForexCashback.co

These platforms offer varying rebate structures, so beginners should compare rates before committing.

Step 2: Select a Compatible Broker

Not all brokers support rebate programs. Most ECN/STP brokers (e.g., IC Markets, Pepperstone, FXTM) allow rebates, while market makers may restrict them.
Pro Tip: Always verify if your broker permits third-party rebates before signing up.

Step 3: Register & Link Your Trading Account

After selecting a provider, you’ll need to:

• Sign up for their rebate program.
• Open a trading account (or link an existing one).
• Ensure trades are tracked correctly for payouts.

### Step 4: Trade & Earn Rebates Automatically
Once set up, every executed trade generates a rebate. Payouts are typically daily, weekly, or monthly, depending on the provider.
Example Calculation:

• Rebate Rate: $2 per standard lot (100,000 units)
• Monthly Volume: 50 lots
• Total Rebate: 50 x $2 = $100 cashback

## Types of Forex Rebates
Different rebate structures cater to varying trading styles:
1. Fixed Cashback per Lot – A set amount (e.g., $0.50 per lot) regardless of spread.
2. Percentage of Spread/Commission – A % refund (e.g., 20% of the commission paid).
3. Tiered Rebates – Higher volumes unlock better rates (e.g., 10 lots = $1/lot, 50 lots = $1.50/lot).
Best for Beginners: Fixed cashback is simpler to track, while percentage-based rebates may yield higher returns for low-spread pairs.

Maximizing Forex Rebates as a Beginner

To make the most of rebates, follow these best practices:

1. Trade More, Earn More

Since rebates are volume-based, increasing trade frequency (responsibly) maximizes cashback. Scalpers and day traders benefit the most.

2. Combine Rebates with Low-Cost Brokers

Using an ECN broker with tight spreads alongside rebates further reduces costs.

3. Monitor Rebate Tracking

Ensure your provider accurately records all trades. Discrepancies can lead to missing payouts.

4. Reinvest Rebates into Trading

Instead of withdrawing cashback, reinvesting it can compound growth over time.

Common Pitfalls to Avoid

1. Overtrading Just for Rebates – Don’t force trades solely to earn cashback; stick to your strategy.
2. Hidden Broker Restrictions – Some brokers may limit rebates for certain account types.
3. Unreliable Rebate Providers – Research providers to avoid scams or delayed payments.

Final Thoughts

Forex rebates for beginners offer a simple yet powerful way to reduce trading costs and generate passive income. By understanding how rebates work, selecting the right provider, and trading strategically, new traders can enhance profitability from their very first trade.
In the next section, we’ll explore how to choose the best forex rebate program tailored to your trading style. Stay tuned!
—
Word Count: 750

2. Choosing the Right Rebate Program

For beginners in forex trading, selecting the right rebate program can significantly impact profitability. Forex cashback rebates provide a way to earn back a portion of the spread or commission paid on trades, effectively reducing trading costs. However, not all rebate programs are created equal. This section explores key factors to consider when choosing a forex rebate service, ensuring you maximize benefits while avoiding potential pitfalls.

Understanding Forex Rebate Programs

Forex rebate programs work by partnering with brokers to return a portion of the trading costs (spread or commission) to the trader. These rebates can be paid per lot traded or as a percentage of the spread. For beginners, this means extra cash flow that can either be reinvested or withdrawn as passive income.

Types of Rebate Programs

1. Per-Lot Rebates – A fixed cashback amount is paid for each standard lot (100,000 units) traded.
– Example: $5 rebate per lot traded.
– Best for: High-volume traders who execute large trades.
2. Percentage-Based Rebates – A percentage of the spread or commission is refunded.
– Example: 20% of the spread paid on each trade.
– Best for: Scalpers and frequent traders who benefit from small but frequent rebates.
3. Tiered Rebates – Higher trading volumes unlock better rebate rates.
– Example: 0.8 pips rebate for 10+ lots/month, increasing to 1.2 pips for 50+ lots.
– Best for: Active traders looking to scale rewards.

Key Factors to Consider When Choosing a Rebate Program

1. Broker Compatibility

Not all rebate programs work with every broker. Beginners must ensure their chosen rebate provider supports their broker. Some brokers have exclusive partnerships, while others allow multiple rebate services.

• Actionable Tip: Check the rebate provider’s list of supported brokers before signing up.
• Example: If you trade with Pepperstone, verify that the rebate program you choose is compatible.

### 2. Rebate Payout Structure
Different programs offer varying payout frequencies and methods. Beginners should look for:

• Frequency: Daily, weekly, or monthly payouts.
• Method: Direct bank transfer, PayPal, or trading account credit.
• Minimum Thresholds: Some programs require a minimum rebate amount before withdrawal.
• Example: A program offering daily PayPal payouts with no minimum threshold is ideal for consistent cash flow.

### 3. Transparency & Reputation
A trustworthy rebate provider should have:

• Clear terms and conditions.
• No hidden fees.
• Positive user reviews and industry credibility.
• Red Flag: Avoid programs that promise unrealistic rebates (e.g., “$10 per lot” when industry standards are $2-$5).
• Trusted Providers: Well-known rebate services like Cashback Forex, Forex Rebates, and EarnForex are reputable choices.

### 4. Rebate Rates & Competitive Offers
Beginners should compare rebate rates across providers. A higher rebate per lot doesn’t always mean better value if the broker’s spreads are wider.

• Comparison Example:

– Broker A: Offers $3 rebate per lot but has a 2-pip spread.
– Broker B: Offers $2 rebate per lot but has a 1-pip spread.
– Result: Broker B may be more cost-effective despite a lower rebate.

5. Ease of Tracking & Reporting

A good rebate program provides:

• Real-time dashboards to track rebates.
• Detailed trade history reports.
• Automated calculations to avoid manual tracking.
• Example: A beginner-friendly platform with a mobile app for tracking rebates on the go.

### 6. Additional Perks & Bonuses
Some rebate programs offer extra incentives:

• Sign-up bonuses (e.g., $5 free rebate on first trade).
• Referral earnings (earning commissions by inviting other traders).
• Loyalty rewards (higher rebates for long-term users).
• Example: A program offering a 10% bonus on all rebates for the first month can be a great way for beginners to test the service.

## Common Mistakes Beginners Should Avoid
1. Choosing Based Solely on Highest Rebate – A high rebate may come with poor broker execution or hidden fees.
2. Ignoring Broker Quality – A rebate is useless if the broker has frequent slippage or poor customer support.
3. Overlooking Payment Reliability – Some providers delay payouts or impose unreasonable withdrawal conditions.

Final Checklist for Beginners

Before committing to a forex rebate program, ask:
✅ Is the program compatible with my broker?
✅ What is the rebate structure (per-lot or percentage-based)?
✅ How frequent and reliable are payouts?
✅ Are there any hidden fees or withdrawal restrictions?
✅ Does the provider have positive reviews and transparent terms?

Conclusion

Choosing the right forex rebate program is crucial for beginners looking to reduce trading costs and maximize earnings. By evaluating broker compatibility, payout structures, transparency, and additional perks, traders can select a program that aligns with their trading style. Always prioritize reliability over short-term gains, ensuring a sustainable cashback strategy in the long run.
In the next section, we’ll explore how to maximize forex rebates through strategic trading techniques—stay tuned for actionable tips to boost your rebate earnings!

3. Step-by-Step Enrollment Guide

For beginners in forex trading, earning cashback through rebates can significantly reduce trading costs and enhance profitability. However, the process of enrolling in a forex rebate program can seem daunting without proper guidance. This step-by-step guide will walk you through the entire enrollment process, ensuring you can start earning rebates from your very first trade.

Step 1: Understand How Forex Rebates Work

Before enrolling, it’s essential to grasp the fundamentals of forex rebates. Rebates are a portion of the spread or commission that brokers charge, which is returned to the trader as cashback. These rebates are typically offered by:

• Independent rebate providers (third-party services that partner with brokers)
• Brokers directly (some brokers have in-house rebate programs)

For beginners, third-party rebate providers often offer better rates since they aggregate rebates from multiple brokers.

Example:

If your broker charges a $10 commission per lot traded, a rebate provider might return $3 per lot to you, effectively reducing your trading costs.

Step 2: Choose a Reliable Forex Rebate Provider

Not all rebate providers are equal. When selecting one, consider:

• Reputation: Look for reviews and testimonials from other traders.
• Broker Partnerships: Ensure they work with brokers you trust.
• Payout Terms: Check how often rebates are paid (weekly, monthly).
• Transparency: Avoid providers with hidden fees or unclear terms.

### Top Forex Rebate Providers for Beginners (2025):
1. CashbackForex – Offers rebates from 50+ brokers.
2. ForexRebates.com – Known for fast payouts.
3. RebatesMe – Competitive rates for major brokers like IC Markets and Pepperstone.

Step 3: Select a Compatible Forex Broker

Your rebate provider must support your chosen broker. Beginners should prioritize:

• Regulated brokers (FCA, ASIC, CySEC) for security.
• Low spreads & commissions to maximize rebate benefits.
• Rebate eligibility (some brokers exclude certain account types).

### Recommended Brokers for Beginners with Rebates:

• Pepperstone (Raw Spread Account)
• IC Markets (cTrader Account)
• XM (Standard Account)

## Step 4: Register with the Rebate Provider
Once you’ve chosen a provider, follow these steps:
1. Visit the provider’s website and click “Sign Up.”
2. Fill in your details (name, email, trading experience).
3. Verify your email to activate your account.
4. Link your broker account (usually via a referral link).

Pro Tip:

Some providers offer exclusive sign-up bonuses (e.g., $5 free rebate on first trade). Always check for promotions.

Step 5: Open a Broker Account (If You Don’t Have One)

If you’re new to forex, you’ll need to open a trading account with a supported broker. Follow these steps:
1. Click the rebate provider’s referral link (ensures tracking).
2. Complete the broker’s registration form (personal & financial details).
3. Verify your identity (KYC process – ID & proof of address).
4. Fund your account (minimum deposit varies by broker).

Important:

• Never register directly with the broker—always use the rebate provider’s link to qualify for cashback.
• Check for deposit bonuses (some brokers match deposits up to a certain amount).

## Step 6: Start Trading & Earning Rebates
Once your broker account is active, your trades will automatically qualify for rebates.

• Rebates are calculated per lot traded (e.g., $2 per standard lot).
• Volume-based tiers (higher trading volume = higher rebate rates).

### Example Trade:

• You trade 10 lots of EUR/USD in a month.
• Your rebate rate is $3 per lot.
• Total rebate earned: $30 (paid at the end of the month).

## Step 7: Track & Withdraw Your Rebates
Most rebate providers offer:

• Real-time dashboards to monitor earnings.
• Multiple withdrawal options (PayPal, bank transfer, cryptocurrency).
• Minimum payout thresholds (e.g., $50 before withdrawal).

### Best Practices:

• Trade consistently to maximize rebate payouts.
• Check for rebate updates (providers occasionally increase rates).

## Common Mistakes Beginners Should Avoid
1. Registering without a rebate link → Missing out on cashback.
2. Choosing an incompatible broker → No rebates earned.
3. Ignoring payout schedules → Delayed withdrawals.

Conclusion

Enrolling in a forex rebate program is a straightforward process that can save beginners hundreds of dollars annually. By following this step-by-step guide, you can seamlessly integrate rebates into your trading strategy, reducing costs and boosting profitability from day one.
Next Step: Once enrolled, focus on refining your trading strategy to increase volume—and rebate earnings—over time.
—
This guide ensures beginners can confidently navigate forex rebates, turning trading costs into a revenue stream. For further optimization, explore advanced rebate strategies as your trading experience grows.

4. Maximizing Rebates with Trading Strategies

Forex rebates offer an excellent way for beginners to reduce trading costs and enhance profitability. However, simply signing up for a cashback program isn’t enough—traders must adopt strategic approaches to maximize their rebate earnings. In this section, we’ll explore how beginners can align their trading strategies with rebate programs to optimize returns.

Understanding the Link Between Trading Volume and Rebates

Forex rebates are typically calculated based on trading volume—the more you trade, the higher your rebates. However, reckless trading just to earn cashback can lead to losses. Instead, traders should focus on strategies that balance volume with profitability.

Key Considerations:

• Lot Size & Frequency: Rebates are often paid per lot traded. Increasing lot sizes moderately (without overleveraging) can boost rebates.
• Scalping vs. Swing Trading: High-frequency strategies like scalping generate more trades, increasing rebate potential. However, swing traders can still earn significant rebates by trading larger positions.
• Broker Spreads & Commissions: Some brokers offer higher rebates on specific account types. Ensure your strategy aligns with the broker’s fee structure.

## Best Trading Strategies to Maximize Forex Rebates

1. Scalping for High-Frequency Rebates

Scalping involves making multiple small trades within short timeframes (seconds to minutes). Since rebates accumulate per trade, scalpers can earn substantial cashback.
Example:

• A trader executes 50 trades per day with an average lot size of 0.1 lots.
• If the rebate is $1 per lot, daily rebates = 50 trades × 0.1 lots × $1 = $5/day.
• Over a month (20 trading days), this amounts to $100 in rebates.

Tips for Beginners:

• Use tight spreads (ECN/STP brokers are ideal).
• Avoid over-trading—focus on high-probability setups.

### 2. Day Trading with Moderate Frequency
Day traders hold positions for hours, executing fewer trades than scalpers but with larger positions. This approach balances rebate earnings with reduced market noise.
Example:

• A trader places 10 trades per day with an average lot size of 0.5 lots.
• With a $1.50 per lot rebate, daily earnings = 10 × 0.5 × $1.50 = $7.50/day.
• Monthly rebates: $7.50 × 20 days = $150.

Tips for Beginners:

• Focus on liquid currency pairs (EUR/USD, USD/JPY) for tighter spreads.
• Use technical analysis to identify high-confidence entries.

### 3. Swing Trading with Larger Positions
Swing traders hold trades for days or weeks, executing fewer trades but with higher lot sizes. While rebate frequency is lower, the per-trade cashback can still be significant.
Example:

• A trader opens 5 trades per week with an average lot size of 1 lot.
• With a $2 per lot rebate, weekly earnings = 5 × 1 × $2 = $10/week.
• Monthly rebates: $10 × 4 = $40.

Tips for Beginners:

• Trade during high-volatility periods (news events, market openings).
• Combine rebates with long-term profit targets.

### 4. Hedging Strategies to Generate Rebates Without Additional Risk
Some brokers allow hedging (holding opposing positions on the same pair). Traders can use this to generate rebates while minimizing directional risk.
Example:

• Open a buy and sell position on EUR/USD simultaneously.
• Even if the market doesn’t move, both trades qualify for rebates.

Caution:

• Not all brokers allow hedging.
• Swap fees may offset rebate gains—check broker policies.

## Optimizing Broker Selection for Maximum Rebates
Not all rebate programs are equal. Beginners should consider:

1. Rebate Structures

• Fixed per-lot rebates (e.g., $1 per lot) are predictable.
• Variable rebates (percentage of spread) may be better for high-volume traders.

### 2. Broker Execution Quality

• ECN brokers offer tight spreads, ideal for scalping.
• Market makers may have higher spreads but sometimes offer better rebates.

### 3. Rebate Payment Frequency

• Daily/weekly payouts improve cash flow.
• Monthly payouts may delay earnings.

## Risk Management: Balancing Rebates and Profitability
While rebates reduce trading costs, they shouldn’t dictate strategy. Beginners must:

• Avoid overtrading just to earn cashback.
• Use stop-losses to prevent large losses.
• Monitor swap fees, as they can negate rebate gains.

## Final Tips for Beginners
1. Start small—test strategies in a demo account before going live.
2. Track rebate earnings—use spreadsheets or rebate calculators.
3. Combine rebates with other cost-saving measures (low spreads, commission discounts).
By aligning trading strategies with rebate programs, beginners can significantly reduce costs and improve long-term profitability. The key is to trade intelligently—not just frequently—while leveraging cashback as an additional income stream.
—
Next Section Preview: “5. Choosing the Best Forex Rebate Program” – Learn how to compare rebate providers and select the best fit for your trading style.
—

5. The Future of Forex Rebates (2025+)

As the forex market continues to evolve, so do the opportunities for traders—especially beginners—to maximize their earnings through forex rebates. The rebate industry is expected to undergo significant transformations by 2025 and beyond, driven by technological advancements, regulatory changes, and shifting trader demands. In this section, we’ll explore the emerging trends that will shape the future of forex rebates and how beginners can position themselves to take full advantage.

1. Increased Automation and AI-Driven Rebate Programs

One of the most notable trends in forex rebates is the integration of artificial intelligence (AI) and machine learning. By 2025, brokers and rebate providers are likely to leverage AI to:

• Personalize Rebate Offers: AI algorithms will analyze a trader’s behavior, trading volume, and preferred currency pairs to offer customized rebate structures.
• Optimize Payouts: Automated systems will ensure faster, more accurate rebate calculations, reducing delays in payouts.
• Fraud Detection: AI will help identify and prevent fraudulent rebate claims, ensuring fair distribution.

Practical Insight for Beginners:
New traders should look for brokers that offer AI-enhanced rebate programs, as these will provide better-tailored rewards and transparency.

2. Expansion of Cryptocurrency and Multi-Asset Rebates

The rise of cryptocurrency trading has already influenced forex rebates, and by 2025, we can expect:

• Crypto-Forex Hybrid Rebates: Brokers may offer rebates not just on forex pairs but also on crypto-to-forex trades (e.g., BTC/USD).
• Multi-Asset Cashback: Rebates could extend to commodities, indices, and even stocks, allowing traders to earn across multiple markets.

Example:
A beginner trading EUR/USD and Bitcoin futures on the same platform may receive rebates for both, increasing overall profitability.

3. Regulatory Changes and Transparency Improvements

Regulatory bodies like the FCA, CySEC, and ASIC are expected to impose stricter guidelines on rebate programs to protect traders. Future trends may include:

• Mandatory Rebate Disclosures: Brokers will be required to clearly outline rebate terms, ensuring no hidden conditions.
• Standardized Rebate Structures: Regulatory oversight may lead to more uniform rebate models, making it easier for beginners to compare offers.

Practical Insight for Beginners:
Always verify that a rebate provider is regulated and transparent about payout conditions before signing up.

4. Growth of Social and Copy Trading Rebates

Social trading platforms like eToro and ZuluTrade are gaining popularity, and rebate programs will adapt accordingly:

• Rebates for Copy Trading: Beginners who follow expert traders may earn rebates on copied trades.
• Influencer-Linked Rebates: Traders may receive additional cashback when signing up through affiliate partnerships with trading educators.

Example:
A new trader using a copy-trading platform could earn rebates on every trade executed by the copied strategy, effectively reducing costs.

5. Blockchain-Based Rebate Verification

Blockchain technology is poised to revolutionize rebate tracking by:

• Immutable Rebate Records: Smart contracts will ensure that rebates are automatically logged and paid without manipulation.
• Decentralized Rebate Platforms: Independent blockchain-based rebate services could emerge, reducing reliance on brokers.

Practical Insight for Beginners:
Look for brokers experimenting with blockchain rebate systems for enhanced security and reliability.

6. Higher Competition Among Rebate Providers

As more traders seek cashback opportunities, rebate providers will compete by offering:

• Higher Rebate Rates: Increased competition may lead to better payout percentages.
• Bonus Incentives: Providers may bundle rebates with free trading tools, educational resources, or deposit bonuses.

Example:
A beginner might choose a rebate service offering 2 pips per lot instead of 1.5 pips, significantly boosting long-term earnings.

7. Integration with Trading Apps and Fintech

Fintech innovations will make rebates more accessible:

• In-App Rebate Tracking: Mobile trading apps will feature built-in rebate dashboards.
• Instant Rebate Withdrawals: Faster payment gateways (e.g., PayPal, crypto wallets) will allow immediate access to earnings.

Practical Insight for Beginners:
Opt for brokers with seamless rebate integration in their trading platforms for a smoother experience.

Conclusion: How Beginners Can Prepare for the Future of Forex Rebates

The forex rebate landscape in 2025 and beyond will be shaped by AI, blockchain, multi-asset expansion, and stricter regulations. For beginners, staying informed and adaptable will be key. Here’s how to prepare:
✔ Choose brokers with advanced rebate technologies (AI, blockchain).
✔ Diversify trading across forex and crypto to maximize rebate potential.
✔ Prioritize transparency and regulatory compliance in rebate programs.
✔ Leverage social trading and fintech integrations for better rebate accessibility.
By understanding these future trends, beginner traders can position themselves to earn more from forex rebates while minimizing risks. The key is to stay ahead of the curve and align with brokers and services that embrace innovation.
—

FAQs: 2025 Forex Cashback Guide for Beginners

What are forex rebates, and how do they work for beginners?

Forex rebates are cashback rewards paid to traders for every executed trade. For beginners, they act as a risk-free way to recover part of the spread or commission costs. Rebate programs partner with brokers, sharing a portion of fees back to you—ideal for new traders looking to minimize losses while learning.

How do I choose the best forex rebate program in 2025?

Look for programs with:

• Transparent payout structures (e.g., per-lot or percentage-based)
• Wide broker compatibility (supports your preferred broker)
• Timely payments (weekly/monthly)
• No hidden fees

Our guide’s “Choosing the Right Rebate Program” section dives deeper into comparisons.

Can beginners really earn forex rebates from day one?

Absolutely! Forex rebates for beginners require no prior experience—only a funded trading account and enrollment in a rebate program. Even small trade volumes qualify, making it an accessible passive income stream.

What’s the difference between forex rebates and bonuses?

• Rebates: Cashback on every trade (consistent earnings).
• Bonuses: One-time broker incentives (often with withdrawal conditions).

Rebates are more reliable long-term, especially for active traders.

How can I maximize forex rebates as a beginner?

• Trade frequently (more lots = higher rebates).
• Use tight-spread brokers (lower trading costs amplify rebate value).
• Combine with low-risk strategies (scalping works well).

See our “Maximizing Rebates with Trading Strategies” section for advanced tips.

Are forex rebates taxable?

In most countries, forex rebates are taxable income. Consult a tax professional, but generally, they’re treated similarly to trading profits. Keep records for compliance.

What’s the future of forex rebates in 2025 and beyond?

Expect:

• AI-driven rebate optimization (automated tracking).
• More crypto-friendly rebate programs.
• Tighter broker-rebate integrations (instant payouts).

Stay updated via our “Future of Forex Rebates” analysis.

Do rebates work with all forex brokers?

No—only brokers partnered with rebate programs qualify. Always verify compatibility before enrolling. Our guide includes a 2025 broker-rebate compatibility checklist.